{"id":1124,"date":"2025-12-12T12:04:00","date_gmt":"2025-12-12T06:34:00","guid":{"rendered":"https:\/\/wp.bharatiweb.online\/index.php\/2025\/12\/12\/rbi-new-rules-banks-can-no-longer-arbitrarily-set-loan-limits\/"},"modified":"2025-12-12T12:04:00","modified_gmt":"2025-12-12T06:34:00","slug":"rbi-new-rules-banks-can-no-longer-arbitrarily-set-loan-limits","status":"publish","type":"post","link":"https:\/\/wp.bharatiweb.online\/index.php\/2025\/12\/12\/rbi-new-rules-banks-can-no-longer-arbitrarily-set-loan-limits\/","title":{"rendered":"RBI New Rules: \u0932\u094b\u0928 \u0932\u093f\u092e\u093f\u091f \u092a\u0930 \u092c\u0948\u0902\u0915 \u0905\u092c \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0947\u0902\u0917\u0947 \u092e\u0928\u092e\u093e\u0928\u0940, \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u091c\u0930\u0942\u0930\u0940"},"content":{"rendered":"<div style=\"text-align: justify\"><strong><br \/>\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940\u0964<\/strong> \u092c\u0948\u0902\u0915 \u0914\u0930 \u0932\u094b\u0928 \u0910\u092a (Banks and Loan apps) \u0905\u092c \u0905\u092a\u0928\u0940 \u092e\u0930\u094d\u091c\u0940 \u0938\u0947 \u0932\u094b\u0928 \u0915\u0940 \u0932\u093f\u092e\u093f\u091f \u0915\u094b \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u093e \u0938\u0915\u0947\u0902\u0917\u0947\u0964 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (Reserve Bank of India) \u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0915\u093f \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0940 \u0932\u093f\u0916\u093f\u0924 \u092e\u0902\u091c\u0942\u0930\u0940 \u0915\u0947 \u092c\u093e\u0926 \u0939\u0940 \u0932\u094b\u0928 \u0938\u0940\u092e\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0932\u094b\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0930\u092c\u0940\u0906\u0908 \u0928\u0947 \u0928\u090f \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936 (RBI New Rules) \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u0939\u0948\u0902\u0964 \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0928\u0947 \u0921\u0947\u091f\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u0923 \u0915\u094b \u0932\u0947\u0915\u0930 \u0938\u093e\u092b \u0915\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u092c\u093f\u0928\u093e \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u0915\u0947 \u0909\u0938\u0915\u093e \u0921\u093e\u091f\u093e \u0925\u0930\u094d\u0921 \u092a\u093e\u0930\u094d\u091f\u0940 \u0938\u0947 \u0938\u093e\u091d\u093e \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964<\/p>\n<p>\u0917\u094c\u0930\u0924\u0932\u092c \u0939\u0948 \u0915\u093f \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u092a\u0928\u0940 \u092e\u0930\u094d\u091c\u0940 \u0938\u0947 \u0932\u094b\u0928 \u0938\u0940\u092e\u093e \u092c\u0922\u093c\u093e\u090f \u091c\u093e\u0928\u0947 \u0915\u094b \u0932\u0947\u0915\u0930 \u0932\u0917\u093e\u0924\u093e\u0930 \u0936\u093f\u0915\u093e\u092f\u0924\u0947\u0902 \u092e\u093f\u0932 \u0930\u0939\u0940 \u0925\u0940\u0902\u0964 \u091b\u094b\u091f\u0940 \u0927\u0928\u0930\u093e\u0936\u093f \u0935\u093e\u0932\u0947 \u0915\u0930\u094d\u091c \u0915\u094b \u0932\u0947\u0915\u0930 \u0936\u093f\u0915\u093e\u092f\u0924\u0947\u0902 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0925\u0940\u0902\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u0905\u0917\u0930 \u0915\u093f\u0938\u0940 \u0917\u094d\u0930\u093e\u0939\u0915 \u0928\u0947 20 \u0939\u091c\u093e\u0930 \u0915\u093e \u0932\u094b\u0928 \u092e\u0902\u091c\u0942\u0930 \u0915\u0930\u093e\u092f\u093e \u0914\u0930 \u0924\u092f \u0915\u093f\u0938\u094d\u0924\u094b\u0902 \u092a\u0930 \u0917\u094d\u0930\u093e\u0939\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0932\u094b\u0928 \u091a\u0941\u0915\u093e\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948 \u0924\u094b \u0915\u0941\u091b \u092c\u0948\u0902\u0915 \u0914\u0930 \u0932\u094b\u0928 \u0910\u092a \u0906\u0916\u093f\u0930\u0940 \u0915\u093f\u0938\u094d\u0924 \u0906\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u092c\u093f\u0928\u093e \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0947 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 10 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0932\u094b\u0928 \u091c\u093e\u0930\u0940 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u092c\u0948\u0902\u0915 \u0907\u0938\u0915\u0947 \u092a\u0940\u091b\u0947 \u0905\u091a\u094d\u091b\u0940 \u0938\u093e\u0916 \u0915\u093e \u0924\u0930\u094d\u0915 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0917\u094d\u0930\u093e\u0939\u0915 \u0907\u0938\u0947 \u0932\u094c\u091f\u093e\u0928\u093e \u091a\u093e\u0939\u0947 \u0924\u094b \u092c\u0948\u0902\u0915 \u0906\u0928\u093e\u0915\u093e\u0928\u0940 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0917\u094d\u0930\u093e\u0939\u0915 \u092a\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u0915\u0930\u094d\u091c \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0940 \u090f\u092b\u0921\u0940 \u092f\u093e \u092c\u091a\u0924 \u092c\u094d\u0932\u0949\u0915 \u0928 \u0915\u0930\u0947\u0902<br \/>\u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u0947 \u0928\u090f \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u092c\u0948\u0902\u0915 \u0915\u0930\u094d\u091c \u0915\u094b \u0915\u093f\u0938\u0940 \u0938\u093e\u0935\u0927\u093f \u091c\u092e\u093e \u092f\u093e\u0928\u0940 \u090f\u092b\u0921\u0940, \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 \u092f\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092f\u094b\u091c\u0928\u093e \u0938\u0947 \u0932\u093f\u0902\u0915 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947\u0964 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0932\u0947\u0915\u0930 \u0936\u093f\u0915\u093e\u092f\u0924 \u0925\u0940 \u0915\u093f \u091b\u094b\u091f\u0947 \u090b\u0923 \u091c\u093e\u0930\u0940 \u0915\u0930\u0924\u0947 \u0935\u0915\u094d\u0924 \u0917\u093e\u0930\u0902\u091f\u0940 \u0915\u0947 \u0924\u094c\u0930 \u092a\u0930 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0940 \u090f\u092b\u0921\u0940, \u0916\u093e\u0924\u0947 \u092f\u093e \u0905\u0928\u094d\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092f\u094b\u091c\u0928\u093e \u0915\u094b \u0932\u093f\u0902\u0915 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964 \u0910\u0938\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u091c\u092c \u0924\u0915 \u090b\u0923 \u092a\u0942\u0930\u093e \u0905\u0926\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e \u0939\u0948 \u092f\u093e \u0915\u094b\u0908 \u0915\u093f\u0938\u094d\u0924 \u091c\u092e\u093e \u0928\u0939\u0940\u0902 \u091c\u093e\u0924\u0940 \u0939\u0948 \u0924\u094b \u092c\u0948\u0902\u0915 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u094b \u090f\u092b\u0921\u0940 \u0924\u094b\u0921\u093c\u0928\u0947 \u0915\u0940 \u0907\u091c\u093e\u091c\u0924 \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947\u0964<\/p>\n<p>\u0906\u0930\u092c\u0940\u0906\u0908 \u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u0918\u0930 \u0915\u0947 \u0916\u0930\u094d\u091a \u0914\u0930 \u0906\u092f \u0915\u093e \u0906\u0915\u0932\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u090b\u0923 \u0915\u0947 \u092c\u0926\u0932\u0947 \u090f\u092b\u0921\u0940, \u0916\u093e\u0924\u0947 \u092f\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u094b \u0932\u093f\u0902\u0915 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964 \u091c\u0930\u0942\u0930\u0924 \u0915\u093e \u0921\u0947\u091f\u093e \u0939\u0940 \u0932\u0947 \u0938\u0915\u0947\u0902\u0917\u0947 \u092c\u0948\u0902\u0915 : \u0915\u0930\u094d\u091c \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0924\u093e \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u090f \u0938\u0916\u094d\u0924 \u0928\u093f\u092f\u092e \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u0917\u090f \u0939\u0948\u0902\u0964 \u0928\u093f\u092f\u092e\u094b\u0902 \u092e\u0947\u0902 \u0921\u0947\u091f\u093e \u0915\u0932\u0947\u0915\u094d\u0936\u0928 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0909\u0938\u0915\u0940 \u0938\u094d\u091f\u094b\u0930\u0947\u091c, \u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u0936\u0947\u092f\u0930\u093f\u0902\u0917 \u0914\u0930 \u0938\u092d\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0910\u092a\u094d\u0938 \u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u093f\u0902\u0917 \u0924\u0915 \u0915\u0947 \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964 \u092e\u094b\u092c\u093e\u0907\u0932 \u0915\u0940 \u092b\u093e\u0907\u0932, \u092b\u094b\u091f\u094b, \u0915\u0949\u0928\u094d\u091f\u0948\u0915\u094d\u091f\u094d\u0938, \u0915\u0949\u0932 \u0932\u0949\u0917 \u0906\u0926\u093f \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0902\u0935\u0947\u0926\u0928\u0936\u0940\u0932 \u0921\u0947\u091f\u093e \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940\u0964 \u0915\u0948\u092e\u0930\u093e, \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u092b\u094b\u0928, \u0932\u094b\u0915\u0947\u0936\u0928 \u091c\u0948\u0938\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u093e \u0915\u0947\u0935\u0932 \u090f\u0915 \u092c\u093e\u0930 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947\u0935\u093e\u0908\u0938\u0940 \u0915\u0947 \u0932\u093f\u090f \u0939\u0940 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0947\u0917\u093e\u0964<\/p>\n<p>\u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0939\u093f\u0924 \u092e\u0947\u0902 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0928\u093f\u092f\u092e<br \/>&#8211; \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0938\u0924\u094d\u092f\u093e\u092a\u093f\u0924 \u0908-\u092e\u0947\u0932 \u0935 \u090f\u0938\u090f\u092e\u090f\u0938 \u092a\u0930 \u0926\u0947\u0928\u0947 \u0939\u094b\u0902\u0917\u0947\u0964<br \/>&#8211; \u0927\u0928\u0930\u093e\u0936\u093f \u0910\u092a \u092f\u093e \u090f\u091c\u0947\u0902\u091f \u0928\u0939\u0940\u0902 \u0938\u0940\u0927\u0947 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0947 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u093e\u090f\u0917\u0940\u0964<br \/>&#8211; \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u092c\u093f\u0928\u093e \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u0947 \u0915\u0930\u094d\u091c \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u093e \u0905\u0935\u0938\u0930 \u0926\u0947\u0928\u093e \u0939\u094b\u0917\u093e\u0964<br \/>&#8211; \u0930\u093f\u0915\u0935\u0930\u0940 \u090f\u091c\u0947\u0902\u091f \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u094b \u092a\u0939\u0932\u0947 \u0938\u0947 \u092d\u0947\u091c\u0928\u0940 \u0939\u094b\u0917\u0940\u0964<br \/>&#8211; \u0915\u094b\u0908 \u0924\u0940\u0938\u0930\u0940 \u092a\u093e\u0930\u094d\u091f\u0940 \u092a\u0948\u0938\u0947 \u0915\u0947 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0940\u0964<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940\u0964 \u092c\u0948\u0902\u0915 \u0914\u0930 \u0932\u094b\u0928 \u0910\u092a (Banks and Loan apps) \u0905\u092c \u0905\u092a\u0928\u0940 \u092e\u0930\u094d\u091c\u0940 \u0938\u0947 \u0932\u094b\u0928 \u0915\u0940 \u0932\u093f\u092e\u093f\u091f \u0915\u094b \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u093e \u0938\u0915\u0947\u0902\u0917\u0947\u0964 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (Reserve Bank of India) \u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0915\u093f \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0940 \u0932\u093f\u0916\u093f\u0924 \u092e\u0902\u091c\u0942\u0930\u0940 \u0915\u0947 \u092c\u093e\u0926 \u0939\u0940 \u0932\u094b\u0928 \u0938\u0940\u092e\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0932\u094b\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f 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