{"id":1244,"date":"2025-12-13T11:46:00","date_gmt":"2025-12-13T06:16:00","guid":{"rendered":"https:\/\/wp.bharatiweb.online\/index.php\/2025\/12\/13\/taking-a-loan-has-become-for-it-will-be-effective-from-december-15th\/"},"modified":"2025-12-13T11:46:00","modified_gmt":"2025-12-13T06:16:00","slug":"taking-a-loan-has-become-for-it-will-be-effective-from-december-15th","status":"publish","type":"post","link":"https:\/\/wp.bharatiweb.online\/index.php\/2025\/12\/13\/taking-a-loan-has-become-for-it-will-be-effective-from-december-15th\/","title":{"rendered":"SBI \u0915\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0932\u094b\u0928 \u0932\u0947\u0928\u093e \u0939\u0941\u0906 \u0938\u0938\u094d\u0924\u093e, 15 \u0926\u093f\u0938\u0902\u092c\u0930 \u0938\u0947 \u0932\u093e\u0917\u0942 \u0939\u094b\u0902\u0917\u0940 \u0928\u0908 \u0926\u0930\u0947\u0902"},"content":{"rendered":"<div style=\"text-align: justify\"><strong><br \/>\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940\u0964<\/strong> \u0926\u0947\u0936 \u0915\u0947 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0947 \u0932\u0947\u0902\u0921\u0930 \u0938\u094d\u091f\u0947\u091f (India&#8217;s largest lender) \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (State Bank of India- SBI) \u0928\u0947 \u0905\u092a\u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u092c\u0921\u093c\u093e \u0924\u094b\u0939\u092b\u093e \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u090f\u0938\u092c\u0940\u0906\u0908 \u0928\u0947 \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0930\u0947\u091f (Reserve Bank&#8217;s policy rate) \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0915\u0947 \u092c\u093e\u0926 \u0905\u092a\u0928\u0940 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0930\u0947\u091f \u092e\u0947\u0902 25 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u0940 \u0915\u092e\u0940 \u0915\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092e\u094c\u091c\u0942\u0926\u093e \u0914\u0930 \u0928\u090f \u0915\u0930\u094d\u091c\u0926\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0932\u094b\u0928 \u0938\u0938\u094d\u0924\u093e \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964 \u0907\u0938 \u0932\u0947\u091f\u0947\u0938\u094d\u091f \u0915\u091f\u094c\u0924\u0940 \u0915\u0947 \u0938\u093e\u0925 SBI \u0915\u093e \u090f\u0915\u094d\u0938\u091f\u0930\u094d\u0928\u0932 \u092c\u0947\u0902\u091a\u092e\u093e\u0930\u094d\u0915 \u0932\u093f\u0902\u0915\u094d\u0921 \u0930\u0947\u091f (EBLR) 25 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u092e \u0939\u094b\u0915\u0930 7.90% \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u0964 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0926\u0930\u0947\u0902 15 \u0926\u093f\u0938\u0902\u092c\u0930, 2025 \u0938\u0947 \u0932\u093e\u0917\u0942 \u0939\u094b\u0902\u0917\u0940\u0964<\/p>\n<p><strong><br \/>MCLR \u092e\u0947\u0902 \u092d\u0940 5 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u0940 \u0915\u091f\u094c\u0924\u0940<\/strong><br \/>\u092c\u0948\u0902\u0915 \u0928\u0947 \u0938\u092d\u0940 \u091f\u0947\u0928\u094d\u092f\u094b\u0930 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0930\u094d\u091c\u093f\u0928\u0932 \u0915\u0949\u0938\u094d\u091f \u0911\u092b \u092b\u0902\u0921\u094d\u0938-\u092c\u0947\u0938\u094d\u0921 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0930\u0947\u091f (MCLR) \u092e\u0947\u0902 \u092d\u0940 5 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u0940 \u0915\u091f\u094c\u0924\u0940 \u0915\u0940 \u0939\u0948\u0964 \u0907\u0938 \u0938\u0902\u0936\u094b\u0927\u0928 \u0915\u0947 \u0938\u093e\u0925, \u090f\u0915 \u0938\u093e\u0932 \u0915\u0940 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0935\u093e\u0932\u093e MCLR \u092e\u094c\u091c\u0942\u0926\u093e 8.75% \u0938\u0947 \u0918\u091f\u0915\u0930 8.70% \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u0964 \u0907\u0938\u0940 \u0924\u0930\u0939, \u090f\u0915 \u0938\u093e\u0932 \u0915\u0940 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0926\u0930 \u0915\u094d\u0930\u092e\u0936\u0903 5 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0938\u094d\u0924\u0940 \u0939\u094b\u0915\u0930 8.75% \u0914\u0930 8.80% \u0939\u094b \u091c\u093e\u090f\u0917\u0940\u0964 \u092c\u0948\u0902\u0915 \u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u0909\u0938\u0928\u0947 \u092c\u0947\u0938 \u0930\u0947\u091f\/BPLR \u0915\u094b \u092e\u094c\u091c\u0942\u0926\u093e 10% \u0938\u0947 \u0918\u091f\u093e\u0915\u0930 9.90% \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948, \u091c\u094b 15 \u0926\u093f\u0938\u0902\u092c\u0930 \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0939\u094b\u0917\u093e\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u092c\u0948\u0902\u0915 \u0928\u0947 15 \u0926\u093f\u0938\u0902\u092c\u0930 \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0926\u094b \u0938\u093e\u0932 \u0938\u0947 \u0915\u092e \u0924\u0940\u0928 \u0938\u093e\u0932 \u0915\u0940 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0915\u0947 \u0932\u093f\u090f \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0926\u0930 \u092e\u0947\u0902 \u092d\u0940 5 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u0940 \u0915\u091f\u094c\u0924\u0940 \u0915\u0930\u0915\u0947 6.40% \u0915\u0930\u0928\u0947 \u0915\u093e \u092b\u0948\u0938\u0932\u093e \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092c\u0948\u0902\u0915 \u0928\u0947 \u0926\u0942\u0938\u0930\u0940 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u092c\u0915\u0947\u091f \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092c\u0930\u0915\u0930\u093e\u0930 \u0930\u0916\u0940 \u0939\u0948\u0902\u0964 \u090f\u0938\u092c\u0940\u0906\u0908 \u0928\u0947 &#8216;444 \u0926\u093f\u0928&#8217; \u0915\u0940 \u0916\u093e\u0938 \u0938\u094d\u0915\u0940\u092e \u0905\u092e\u0943\u0924 \u0935\u0943\u0937\u094d\u091f\u093f \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092e\u0947\u0902 \u092d\u0940 \u0915\u091f\u094c\u0924\u0940 \u0915\u0940 \u0939\u0948\u0964 \u0905\u092c \u092c\u094d\u092f\u093e\u091c \u0926\u0930 15 \u0926\u093f\u0938\u0902\u092c\u0930 \u0938\u0947 6.60 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u0918\u091f\u093e\u0915\u0930 6.45 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0930 \u0926\u0940 \u0917\u0908 \u0939\u0948\u0964<\/p>\n<p><strong><br \/>\u0907\u0902\u0921\u093f\u092f\u0928 \u0913\u0935\u0930\u0938\u0940\u091c \u092c\u0948\u0902\u0915 \u0915\u093e \u092d\u0940 \u0910\u0932\u093e\u0928<\/strong><br \/>\u090f\u0915 \u0914\u0930 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 \u0907\u0902\u0921\u093f\u092f\u0928 \u0913\u0935\u0930\u0938\u0940\u091c \u092c\u0948\u0902\u0915 (IOB) \u0928\u0947 \u092d\u0940 15 \u0926\u093f\u0938\u0902\u092c\u0930, 2025 \u0938\u0947 \u0905\u092a\u0928\u0940 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0930\u0947\u091f \u092e\u0947\u0902 \u0915\u092e\u0940 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0940 \u0939\u0948\u0964 IOB \u0928\u0947 \u090f\u0915 \u092c\u092f\u093e\u0928 \u092e\u0947\u0902 \u0915\u0939\u093e \u0915\u093f \u092c\u0948\u0902\u0915 \u0928\u0947 \u0905\u092a\u0928\u0947 \u090f\u0915\u094d\u0938\u091f\u0930\u094d\u0928\u0932 \u092c\u0947\u0902\u091a\u092e\u093e\u0930\u094d\u0915 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0930\u0947\u091f (EBLR) &#8211; \u0916\u093e\u0938\u0915\u0930 \u0930\u0947\u092a\u094b \u0932\u093f\u0902\u0915\u094d\u0921 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0930\u0947\u091f (RLLR) \u0915\u094b 25 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0918\u091f\u093e\u0915\u0930 8.35% \u0938\u0947 8.10% \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092a\u0949\u0932\u093f\u0938\u0940 \u0930\u0947\u091f \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0915\u093e \u092a\u0942\u0930\u093e \u092b\u093e\u092f\u0926\u093e \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u092e\u093f\u0932\u0947\u0917\u093e\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u092c\u0948\u0902\u0915 \u0915\u0940 \u090f\u0938\u0947\u091f \u0932\u093e\u092f\u092c\u093f\u0932\u093f\u091f\u0940 \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u0915\u092e\u0947\u091f\u0940 (ALCO) \u0928\u0947 \u0924\u0940\u0928 \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0924\u0940\u0928 \u0938\u093e\u0932 \u0924\u0915 \u0915\u0940 \u0938\u092d\u0940 \u091f\u0947\u0928\u094d\u092f\u094b\u0930 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0930\u094d\u091c\u093f\u0928\u0932 \u0915\u0949\u0938\u094d\u091f \u0911\u092b \u092b\u0902\u0921\u094d\u0938-\u092c\u0947\u0938\u094d\u0921 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0930\u0947\u091f (MCLR) \u092e\u0947\u0902 5 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f \u0915\u0940 \u0915\u092e\u0940 \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u0940 \u0939\u0948\u0964 \u092c\u0948\u0902\u0915 \u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u0907\u0928 \u092c\u0926\u0932\u093e\u0935\u094b\u0902 \u0938\u0947 \u092e\u094c\u091c\u0942\u0926\u093e \u0914\u0930 \u0928\u090f \u0926\u094b\u0928\u094b\u0902 \u0924\u0930\u0939 \u0915\u0947 \u0915\u0930\u094d\u091c\u0926\u093e\u0930\u094b\u0902 \u0915\u0940 \u0907\u0915\u094d\u0935\u0947\u091f\u0947\u0921 \u092e\u0902\u0925\u0932\u0940 \u0907\u0902\u0938\u094d\u091f\u0949\u0932\u092e\u0947\u0902\u091f (EMI) \u0915\u092e \u0939\u094b \u091c\u093e\u090f\u0917\u0940, \u091c\u093f\u0928\u0915\u0947 \u0932\u094b\u0928 \u0907\u0928 \u092c\u0947\u0902\u091a\u092e\u093e\u0930\u094d\u0915 \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0939\u0941\u090f \u0939\u0948\u0902\u0964<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940\u0964 \u0926\u0947\u0936 \u0915\u0947 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0947 \u0932\u0947\u0902\u0921\u0930 \u0938\u094d\u091f\u0947\u091f (India&#8217;s largest lender) \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (State Bank of India- SBI) \u0928\u0947 \u0905\u092a\u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u092c\u0921\u093c\u093e \u0924\u094b\u0939\u092b\u093e \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u090f\u0938\u092c\u0940\u0906\u0908 \u0928\u0947 \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0930\u0947\u091f (Reserve Bank&#8217;s policy rate) \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0915\u0947 \u092c\u093e\u0926 \u0905\u092a\u0928\u0940 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0930\u0947\u091f \u092e\u0947\u0902 25 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f\u094d\u0938 \u0915\u0940 \u0915\u092e\u0940 \u0915\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092e\u094c\u091c\u0942\u0926\u093e [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1245,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[105],"tags":[2498,2501,2497,2499,2500],"class_list":["post-1244","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy","tag-cheap","tag-customers","tag-loan","tag-new-rates","tag-sbi"],"_links":{"self":[{"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/posts\/1244","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/comments?post=1244"}],"version-history":[{"count":0,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/posts\/1244\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/media\/1245"}],"wp:attachment":[{"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/media?parent=1244"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/categories?post=1244"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/tags?post=1244"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}