{"id":7198,"date":"2026-02-08T15:57:00","date_gmt":"2026-02-08T10:27:00","guid":{"rendered":"https:\/\/wp.bharatiweb.online\/index.php\/2026\/02\/08\/if-your-cibil-score-is-low-will-you-be-denied-a-new-credit-card-find-out-what-the-rules-say\/"},"modified":"2026-02-08T15:57:00","modified_gmt":"2026-02-08T10:27:00","slug":"if-your-cibil-score-is-low-will-you-be-denied-a-new-credit-card-find-out-what-the-rules-say","status":"publish","type":"post","link":"https:\/\/wp.bharatiweb.online\/index.php\/2026\/02\/08\/if-your-cibil-score-is-low-will-you-be-denied-a-new-credit-card-find-out-what-the-rules-say\/","title":{"rendered":"CIBIL \u0938\u094d\u0915\u094b\u0930 \u0916\u0930\u093e\u092c \u0939\u0948 \u0924\u094b \u0915\u094d\u092f\u093e \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0947\u0917\u093e \u0928\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921? \u091c\u093e\u0928\u093f\u090f \u0915\u094d\u092f\u093e \u0915\u0939\u0924\u093e \u0939\u0948 \u0928\u093f\u092f\u092e"},"content":{"rendered":"<div style=\"text-align: justify\"><strong><br \/><\/strong><\/div>\n<div style=\"text-align: justify\"><strong>\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940\u0964<\/strong> \u0911\u0928\u0932\u093e\u0907\u0928 \u0936\u0949\u092a\u093f\u0902\u0917 \u0915\u0930\u0928\u0940 \u0939\u094b \u092b\u094d\u0932\u093e\u0907\u091f \u091f\u093f\u0915\u091f \u092c\u0941\u0915 \u0915\u0930\u0928\u0940 \u0939\u094b \u092f\u093e \u0905\u091a\u093e\u0928\u0915 \u0906\u0908 \u091c\u0930\u0942\u0930\u0924 \u0906\u091c \u0915\u0947 \u0926\u094c\u0930 \u092e\u0947\u0902 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947\u0935\u0932 \u0938\u0941\u0935\u093f\u0927\u093e \u0928\u0939\u0940\u0902 \u092c\u0932\u094d\u0915\u093f \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0932\u093e\u0907\u092b \u0915\u093e \u0905\u0939\u092e \u0939\u093f\u0938\u094d\u0938\u093e \u092c\u0928 \u091a\u0941\u0915\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u091c\u0948\u0938\u0947 \u0939\u0940 \u0915\u094b\u0908 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0928\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0924\u093e \u0939\u0948 \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u091c\u093f\u0938 \u091a\u0940\u091c \u0915\u0940 \u091c\u093e\u0902\u091a \u0939\u094b\u0924\u0940 \u0939\u0948 \u0935\u0939 \u0939\u0948 \u0909\u0938\u0915\u093e CIBIL \u0938\u094d\u0915\u094b\u0930\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u091c\u093f\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u093e \u0938\u093f\u092c\u093f\u0932 \u0938\u094d\u0915\u094b\u0930 \u0916\u0930\u093e\u092c \u0939\u0948 \u0909\u0928\u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u092f\u0939\u0940 \u0938\u0935\u093e\u0932 \u0909\u0920\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u094d\u092f\u093e \u0905\u092c \u0909\u0928\u094d\u0939\u0947\u0902 \u0915\u092d\u0940 \u0928\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0947\u0917\u093e? \u091a\u0932\u093f\u090f \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902\u0964<\/div>\n<div style=\"text-align: justify\"><strong>\u0915\u094d\u092f\u093e \u0939\u0948 CIBIL \u0938\u094d\u0915\u094b\u0930?<br \/><\/strong>CIBIL \u0938\u094d\u0915\u094b\u0930 \u090f\u0915 \u0924\u0940\u0928 \u0905\u0902\u0915\u094b\u0902 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0939\u094b\u0924\u0940 \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0938\u094d\u0915\u094b\u0930 300 \u0938\u0947 900 \u0915\u0947 \u092c\u0940\u091a \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 750 \u092f\u093e \u0909\u0938\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u092c\u0948\u0902\u0915 \u0905\u091a\u094d\u091b\u093e \u092e\u093e\u0928\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u0939\u0940\u0902 600 \u0938\u0947 \u0928\u0940\u091a\u0947 \u0915\u093e \u0938\u094d\u0915\u094b\u0930 \u092f\u0939 \u0938\u0902\u0915\u0947\u0924 \u0926\u0947\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0928\u0947 \u092a\u0939\u0932\u0947 \u0932\u094b\u0928 \u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u092e\u0947\u0902 \u0932\u093e\u092a\u0930\u0935\u093e\u0939\u0940 \u0915\u0940 \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u094b \u2018\u0939\u093e\u0908 \u0930\u093f\u0938\u094d\u0915 \u0915\u0938\u094d\u091f\u092e\u0930\u2019 \u092e\u093e\u0928 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p><strong>\u0915\u094d\u092f\u093e RBI \u0928\u0947 \u0916\u0930\u093e\u092c \u0938\u094d\u0915\u094b\u0930 \u0935\u093e\u0932\u094b\u0902 \u092a\u0930 \u0930\u094b\u0915 \u0932\u0917\u093e\u0908 \u0939\u0948?<br \/><\/strong>\u092f\u0939 \u091c\u093e\u0928\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948 \u0915\u093f \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 RBI\u0928\u0947 \u0910\u0938\u093e \u0915\u094b\u0908 \u0928\u093f\u092f\u092e \u0928\u0939\u0940\u0902 \u092c\u0928\u093e\u092f\u093e \u0939\u0948 \u091c\u094b \u0916\u0930\u093e\u092c CIBIL \u0938\u094d\u0915\u094b\u0930 \u0935\u093e\u0932\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0926\u0947\u0928\u0947 \u0938\u0947 \u0930\u094b\u0915\u0924\u093e \u0939\u094b\u0964 \u0926\u0930\u0905\u0938\u0932 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u093e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u0915\u093e\u0930\u094d\u0921 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0940 \u0928\u0940\u0924\u093f \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0947 \u0930\u093f\u0938\u094d\u0915 \u0915\u094b \u0926\u0947\u0916\u0924\u0947 \u0939\u0941\u090f \u0936\u0930\u094d\u0924\u0947\u0902 \u0924\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p><strong>\u0916\u0930\u093e\u092c CIBIL \u0938\u094d\u0915\u094b\u0930 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u094b\u0908 \u0911\u092a\u094d\u0936\u0928?<br \/><\/strong>\u0905\u0917\u0930 \u0906\u092a\u0915\u093e \u0938\u094d\u0915\u094b\u0930 \u0915\u092e \u0939\u0948 \u0924\u092c \u092d\u0940 \u0915\u0941\u091b \u0930\u093e\u0938\u094d\u0924\u0947 \u0916\u0941\u0932\u0947 \u0939\u0948\u0902\u0964 \u0938\u092c\u0938\u0947 \u0938\u0947\u092b \u0911\u092a\u094d\u0936\u0928 \u0939\u0948 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921\u0964 \u0907\u0938\u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f FD\u0915\u0930\u093e\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0909\u0938\u0940 \u0915\u0947 \u092c\u0926\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0915\u093f\u0938\u0940 \u0938\u0926\u0938\u094d\u092f \u0915\u0947 \u0915\u093e\u0930\u094d\u0921 \u092a\u0930 \u0910\u0921-\u0911\u0928 \u0915\u093e\u0930\u094d\u0921 \u092d\u0940 \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0915\u0941\u091b \u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0914\u0930 NBFC \u0938\u0940\u092e\u093f\u0924 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0932\u093f\u092e\u093f\u091f \u0915\u0947 \u0938\u093e\u0925 \u0915\u093e\u0930\u094d\u0921 \u0911\u092b\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902 \u0924\u093e\u0915\u093f \u092f\u0942\u091c\u0930 \u0927\u0940\u0930\u0947-\u0927\u0940\u0930\u0947 \u0905\u092a\u0928\u0940 \u0938\u093e\u0916 \u0938\u0941\u0927\u093e\u0930 \u0938\u0915\u0947\u0964<\/p>\n<p><strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0938\u0947 \u0915\u0948\u0938\u0947 \u0938\u0941\u0927\u0930\u0947\u0917\u093e \u0938\u093f\u092c\u093f\u0932 \u0938\u094d\u0915\u094b\u0930?<br \/><\/strong>\u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0906\u092a\u0915\u0947 \u0916\u0930\u093e\u092c CIBIL \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u0938\u0941\u0927\u093e\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0938\u092e\u092f \u092a\u0930 \u092c\u093f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0932\u093f\u092e\u093f\u091f \u0938\u0947 \u0915\u092e \u0916\u0930\u094d\u091a \u0914\u0930 \u0928\u093f\u092f\u092e\u093f\u0924 \u0909\u092a\u092f\u094b\u0917 \u0938\u0947 6 \u0938\u0947 12 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0938\u094d\u0915\u094b\u0930 \u092e\u0947\u0902 \u0905\u091a\u094d\u091b\u093e \u0938\u0941\u0927\u093e\u0930 \u0926\u0947\u0916\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u090f\u0915 \u092c\u093e\u0930 \u0938\u094d\u0915\u094b\u0930 \u092c\u0947\u0939\u0924\u0930 \u0939\u094b\u0924\u0947 \u0939\u0940 \u0905\u0928\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u092f\u093e\u0928\u0940 \u092c\u093f\u0928\u093e FD \u0935\u093e\u0932\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0930\u093e\u0938\u094d\u0924\u0947 \u092d\u0940 \u0916\u0941\u0932 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940\u0964 \u0911\u0928\u0932\u093e\u0907\u0928 \u0936\u0949\u092a\u093f\u0902\u0917 \u0915\u0930\u0928\u0940 \u0939\u094b \u092b\u094d\u0932\u093e\u0907\u091f \u091f\u093f\u0915\u091f \u092c\u0941\u0915 \u0915\u0930\u0928\u0940 \u0939\u094b \u092f\u093e \u0905\u091a\u093e\u0928\u0915 \u0906\u0908 \u091c\u0930\u0942\u0930\u0924 \u0906\u091c \u0915\u0947 \u0926\u094c\u0930 \u092e\u0947\u0902 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947\u0935\u0932 \u0938\u0941\u0935\u093f\u0927\u093e \u0928\u0939\u0940\u0902 \u092c\u0932\u094d\u0915\u093f \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0932\u093e\u0907\u092b \u0915\u093e \u0905\u0939\u092e \u0939\u093f\u0938\u094d\u0938\u093e \u092c\u0928 \u091a\u0941\u0915\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u091c\u0948\u0938\u0947 \u0939\u0940 \u0915\u094b\u0908 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0928\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0924\u093e \u0939\u0948 \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u091c\u093f\u0938 \u091a\u0940\u091c \u0915\u0940 \u091c\u093e\u0902\u091a \u0939\u094b\u0924\u0940 \u0939\u0948 \u0935\u0939 \u0939\u0948 \u0909\u0938\u0915\u093e [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7199,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[105],"tags":[15780,15779,15776,3924,15778,15777],"class_list":["post-7198","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy","tag-cibil-score","tag-credit-card-application","tag-credit-repair","tag-financial-planning","tag-low-cibil-score-tips","tag-secured-credit-card"],"_links":{"self":[{"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/posts\/7198","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/comments?post=7198"}],"version-history":[{"count":0,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/posts\/7198\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/media\/7199"}],"wp:attachment":[{"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/media?parent=7198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/categories?post=7198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp.bharatiweb.online\/index.php\/wp-json\/wp\/v2\/tags?post=7198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}